Short Term Insurance

My eldest son who is 11 years old always wanted a bike. When we went to my sister’s house, he spent most of time biking around the village on this rusty old bicycle. For Christmas, he said he wanted a bike.My husband and I were still undecided so we didn’t buy him one until December 24. It’s not that we don’t trust our son, but its accidents we are afraid of. There are a lot of tricycles in our place and while we know our son to be careful, you really cannot control accidents. We only have a budget for a bike. I told my husband that it would be best to get Short Term Insurance. We must really have some sort of protection against accidents, don’t you think, and an insurance is just it. I am already paying for his health card so I am at least a little covered there, but still you cannot blame a mother for worrying. Maybe I need to save more to get that insurance. Call me morbid, but I think it is best to be insured against these kinds of accidents. I really think I need to save up for some kind of insurance here but in the meantime, staying safe is our best bet.